Shoppers’ Reward - Earn 5X/10X Reward Points
Shopping Gets Even More Rewarding!
Earn Reward Points as you shop and redeem them for exciting discounts and offers.
Features:
- 10X or 5X Reward Points on all online domestic & international retail transactions.
- 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions.
- Reward Points can be redeemed post statement generation
- Cardholders can earn a maximum of 25000 Reward Points in a statement cycle.
- Base (1 Reward Points) and Accelerated Rewards( 10/5X Reward Points) will not accrue for Fuel, Rent, Cash withdrawal, BBPS, Quasi Cash and Education & Government Services transactions.
- Transactions on Utilities (subject to maximum capping of 100 RP per transaction) and Insurance transactions will continue to earn Base reward (1 Reward) on every Rs. 100 spent and will not be eligible for Accelerated Rewards (10X/5X Reward Points).
Fun & Fitness - Memberships
Now you’ll never have a dull moment!
Your LIT Credit Card brings food delivery, fitness & entertainment right to your door!
You are eligible for 3 Month Membership of:
- ZEE5 with 2,800+ blockbusters, 150+ web series, LIVE TV, Before TV, watch ad-free content on mobile, TV, Laptop, & Eduaurra competitive learning exams.
- Amazon Prime with unlimited free, fast delivery on eligible items, video streaming, ad-free music, free in-game content, exclusive access to deals & more.
- Cult pass Live subscription for at-home live workouts.
- Please refer to the terms and conditions of all features.
Travellers’ Comfort - Airport Lounge Access
Hate long waits at airports?
Indulge in the comfort of Airport Lounges across India using your LIT Credit card.
Features:
- Up to 4 visits per 90 days
Fuel Surcharge Waiver -Full tank, more savings
Every rupee you save adds up!.
Get a fuel surcharge waiver when you refuel with your LIT Credit Card
Features:
- 1% fuel surcharge waiver on all transactions between INR 400 to INR 5,000.
Shop Till You Drop - Milestone Cashback
‘Add-to cart’ and ‘check-out’ – because it’s time to move ahead with your wish lists!
Get cashback on your retail spends using your LIT Credit Card.
Features:
Additional 5% Cashback
- Earn 5% cashback 3 times over a 90 days’ period.
- 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
- Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.
Additional 5% Cashback
Earn 2% cashback 3 times over a 90 days’ period.
2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period.
- Cashback will be adjusted against outstanding dues on the Credit Card.
- Fuel, rent, BBPS transactions, and cash withdrawal, BBPS, Quasi Cash transactions will not be considered for Milestone achievement and for Cashback calculation.
Card Liability Cover
- In an unfortunate event of loss of Credit Card, you carry zero liability (up to INR 1,50,000 or your credit limit, whichever is lower) on any fraudulent transactions made with card after reporting the loss to the bank.
- Also, you are protected against Card Counterfeit/Skimming and Online frauds.
- Please click here to view detailed terms and conditions.
-Credit Shield
- Up to INR 1.5 Lakhs.
Check Your Eligibility For LIT Credit Card
- Applicant should be - Primary cardholder between the age of 21 years and 60 years.
- Add-on cardholder should be over 18 years
- Resident Indian:These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card
Apply Now